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fail may later be confirmed as success by the banking provider within 24 hours.paymentId with status successfail, it should be updated to successCreatePaymentResponseDto now includes new fields:amountToChargeInCents (required)cardNumber (optional)amountToChargeInCents is now a required field in the response.cardNumber — recipient card number for completing the transactionCreatePaymentResponseDto{
"data": {
"paymentId": "43066701-0111-412c-8a0c-b8c06800449d",
"status": "new",
"amountInCents": 10050,
"amountToChargeInCents": 10200,
"currencyId": "UAH",
"paymentUrl": "https://pay.xbit.com/...",
"cardNumber": "444111****2222"
}
}